Job Details

SWBC is seeking a talented individual who will be partnered with an experienced loan originator to develop an understanding and gain proficiency in the following key areas: business development, pipeline management, loan origination and documentation, team collaboration and compliance. You will be expected to actively develop and maintain a network of relationships as a source of new mortgage loan business in the purchase and refinance markets and meet established loan quality and production goals as set by the Company and your Branch Manager.

Why you'll love this role:

If you are ambitious and driven, honest and ethical, and want to grow as an individual and be part of an amazing company then we encourage you to grow with us. In this role you will gain the experience and proficiencies to begin your career as a Mortgage Loan Officer. The Loan Officer I is paid a base wage in addition to commission earnings, which allows you to feel financially secure while you learn and develop the skills and experience needed to advance.

Essential duties include the following:

• Teams up with an experienced SWBC originator to call and visits prospective referral sources for the solicitation of mortgage loans in accordance with company standards. Develops ongoing associations with referral sources.
• Learn and develop the skills necessary to independently develop and manage a mortgage loan pipeline comprised of different types of loans while maintaining acceptable levels of quality that meet all documentation and compliance standards.
• Interface with realtors, builders, processors, and underwriters to ensure a smooth transaction while overseeing all customer interactions.
• Work closely with borrowers, processors, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements.
• Learn and maintain current knowledge of investor guidelines, interest rates, lock loans, and all other related aspects of the position.
• Perform loan origination duties such as prequalifying clients for mortgage loans, which includes discussing, rates, terms and/or financial options.
• Assists with all other sales functions as assigned by the senior loan originator.
• Meet established loan quality and production goals as set by the Company and your Branch Manager.

Serious candidates will possess the minimum qualifications:

• Minimum one (1) year sales experience and/or mortgage industry experience
• Working knowledge of applicable laws and regulations related to mortgage lending.
• Mortgage Loan Originators ("MLO") license with NMLS, or MLO application in process with NMLS.
• Current driver's license and clean driving record.
• Excellent interpersonal and organizational skills.
• Excellent telephone etiquette skills.
• Excellent written and verbal communication skills.
• Able to work under sometimes stressful conditions while maintaining professionalism and enthusiasm.
• Able to operate personal computers to include MS Word, Excel and Internet.
• Able to work independently and exercise sound judgement.
• Able to sit for long periods of time while process loan applications and making phone solicitations.
• Able to travel locally.

SWBC offers*:

• Competitive overall compensation package
• Work/Life balance
• Employee engagement activities and recognition awards
• Years of Service awards
• Career enhancement and growth opportunities
• Leadership Academy and Mentor Program
• Continuing education and career certifications
• Variety of healthcare coverage options
• Traditional and Roth 401(k) retirement plans
• Lucrative Wellness Program

*Based upon employee eligibility

Additional Information:

SWBC is a Substance-Free Workplace and requires pre-employment drug testing.

Please note, SWBC does not hire tobacco users as allowed by law.

To learn more about SWBC, visit our website at www.SWBC.com. If interested, please click the appropriate apply button.